I have been involved in wealth creation and management since 1999 and have a strong personal commitment to my client’s financial well being, in various Life Stages of their career.
My top priority is to build long term relationships with my clients. I feel it is essential to learn every aspect of their life stages----their family, their hobbies, their vacation locations, and their likes and dislikes. I am an attentive listener and I enjoy developing strategies to help clients achieve their goals and objectives. I am very client focused and I ensure that their needs are paramount above anything else. I am a generalist with emphasis on investment planning, risk management, retirement income planning, and tax efficient options.
I work as an independent advisor and have access to many independent product lines---- from Mutual Funds, Segregated funds, to life, critical illness and disability products from various suppliers in Canada. This means that I have the flexibility to provide choices, with selection by good managers, competitive cost structures, etc.
Personally, I grew up and received my high school education in a small rural community of Newfoundland and Labrador. I worked as a Nursing Assistant at the start of my career but had to change course shortly after as I lost my right leg to cancer when I was 21 years old. I continued my education studying business law and business communication at Memorial University while working full time with a federal government department in the field of Electronic Technology. From there I advanced my career further in Toronto, Ontario for approximately 3 years. And finally relocated back to St. John’s as a manager. I was fortunate to receive an early retirement from the role of director from the federal government Department of Industry when I was 50 years old. I am continuing to upgrade my educational and investment skill through professional development courses, investment conferences, and consultations with industry experts.
On a more personal basis, I was married to the best women ever (my opinion) when I was 26 years old and together with Gladys developed a family of 3 loving children---two sons and one daughter. Unfortunately, my wife Gladys died of cancer in 2008.
I’m very happy to tell you that I now have nine grandchildren---8 boys and one girl, who all reside in Ontario with their parents.